Horse Insurance

Starting from only £4.92 per month

You can arrange your horse insurance online in minutes with Harry Hall. No more waiting to hear back for a price!

bay grey horses on a hack

Flexible horse insurance for horses and their riders 

Horse insurance protects equestrians from unexpected costs like injuries and accidents. At Harry Hall we try to keep insurance costs from feeling like unexpected hassle too.  

Policies we arrange can share a claim limit between multiple horses, don’t require a vetting and don’t change price because of pre-existing conditions. 

“I would like to thank yourself, Gemma and the team for making my claim easy and stress free.”

When Rachael’s horse fell off a trailer ramp and suffered an accidental leg injury, Harry Hall One Club was there to help.

Claim amount paid: £761.15

Rachael with her horse after successful Harry Hall horse insurance claim, highlighting care and protection for horse riders.

Why choose Harry Hall for your horse
insurance?

Monthly-Payments-Icon
No vetting required
Transparent Pricing
The price you see is the price you pay
Multi-Horse Policy Icon
Multi-horse policies as standard

Vet Fees Insurance
From £8.40 per month

Protection for accidental external visible injuries with two claim limit options up to £3,000. Oh, and did we mention the policy is multi-horse as standard?

Add on your vet fee cover optional extras:

  • Colic Surgery*
  • Mortality, Theft and Straying*
  • Disposal
  • Tack

*Conditions and exclusions apply. Covers a maximum of 2 horses for standard Gold members or 4 horses for Bronze, Gold Family and Platinum members. Insurance Premiums include IPT

Lady with her bay horse in white breeches

From Foals
to Veterans

From 30 days old to veteran horses, all but our Colic Surgery and Mortality policy has no upper age limits. What you see is what you get with flat online rates meaning you can compare the price of options without having to pick up the phone

Girl leading her pony

Public Liability & Personal Accident Insurance
From £4.92 per month

Join the Harry Hall One Club today for exclusive benefits, including £10M public liability insurance and £10K personal accident insurance.

Go up a level with:

  • Affiliated event cover for public liability cover whilst competing
  • Rider fracture cover for broken bones whilst riding or handling your horse
  • Platinum membership covers up a max of 10 horses
Zoomed in horse jumping hedge with rider

“At Harry Hall lifetime insurance covers any horse over the age of 30 days, from any value and with no vetting required.”

“We also don’t penalise you on higher premiums for pre-existing conditions.

You can take out up to £3,000 catastrophe vet cover on accidental external visible injuries that can be used for up to four horses at no additional premium. Or you can take out multiple policies if you own more.

The cover can also remain with your horse throughout their lifetime such as if transferred to a new owner.

We keep pricing fair and stable with no increase to premiums if you need to make a claim.

Because all horses matter.”

– Lisa, Head of Customer Services, Harry Hall One Club

 

 

Lisa, Head of Customer Services at Harry Hall One Club, smiling and representing the brand

Reviews

Love the offers and service, and they make insurance so affordable no-one should be without it!
Great website - great insurance incentive and loyalty to members - keep it up!
I'm a big Harry Hall fan, I've always found their products and customer service spot on! I'm a one club member and also have trailer insurance. 10/10!
Get your policy

pink Star rating

Excellent based on 15,964 from

Reviews.io logo

“It’s been such a good stress-free experience using my Harry hall insurance. I’m so pleased as it’s stressful enough with a poorly horse, so a massive thank you to you to all involved and so caring as well.”

When Sarah’s horse was kicked in the field and suffered an accidental leg injury, our team handled everything quickly and with care.

Claim amount paid: £1,234.31

Sarah with her horse after an accidental leg injury, supported by Harry Hall horse insurance claim.

One price. Multiple Horses. So you don’t need to choose a favourite!

Multi horse insurance simplifies the process of insuring multiple horses by offering coverage for up to 2 horses under a single policy as standard. Looking to insure more horses? No problem, a Gold Family membership covers up to 4 horses and Platinum membership allows you to insure as many as 10 horses with public liability.

One price. Multiple Horses. Less time spent dealing with multiple insurers, policies and renewal dates. Choose us for a streamlined, claim-limit-sharing multi horse coverage that lets you focus on what matters most – caring for your horses. 

4 horses

Horse Trailer
Insurance

From £8.50 a month

Recovery, delivery and hire trailer costs included to ensure you and your horse get home safe.

a horse coming out of a horse trailer with rider

Horsebox Insurance

Call us on 01274 711 011 for a personalised quote
We cover horseboxes ranging from compact trucks to heavy goods vehicles.

Two ladies near horsebox with dog

Welcome to the wonderful perks of the One Club

Get more than just insurance when you join the One Club with a free legal advice helpline, free will and legal document writing service and big discounts and free UK delivery on HarryHall.com*

*Free delivery and legal services exclusive to Gold and Platinum members over 18 years old

Two ladies riding their horses in water

“I would like to thank you for all your support. You have been great and I cannot thank you all enough in helping me with the worry of a hefty vet bill.”

When Anne’s horse, Ray, caught his back leg in fencing and suffered an accidental external injury, our team was there to help.

Claim amount paid: £1,813.94

Anne's horse Ray after an accidental leg injury, supported by Harry Hall horse insurance claim.

Frequently asked questions

What is horse insurance?

Horse insurance can protect horse owners and loaners against some financial loss if their horse is injured, goes missing, dies or causes damage.  

In the UK, it often includes protection for veterinary fees, disposal, and public liability, offering equestrians peace of mind that their horse’s wellbeing is safeguarded.

How much is horse insurance?

Honestly, horse insurance can be expensive. That’s why we set out to arrange affordable options for the UK’s diverse horse owners.

At Harry Hall we offer transparency in all our pricing and your options could cost as little as:

  • Horse Public Liability Insurance and Personal Accident Cover from £4.92 per month/£57.24 per year
  • Horse Vet Fee Insurance from £8.40 per month/£100.80 per year (plus membership from £10 per year to access)

We’re confident those prices will save many horse owners a bunch on their next renewal!

Can I get horse insurance without vetting?

Yes, you can insure your horse without vetting at Harry Hall. In fact, it’s not a requirement for any of our insurance policies.

What does Harry Hall horse insurance's cover?

Horse insurance can cover riders in a variety of ways, these include:

  • Public liability cover
  • Veterinary fees
  • Personal accident cover
  • Saddlery and tack
  • Colic surgery
  • Mortality, theft and straying
  • Trailers and horseboxes

Here at Harry Hall, we understand the importance of ensuring your horse is happy, healthy and safe. Make sure to chat to our friendly customer service team if you need help understanding the options.

Do I need to be a Harry Hall One Club member to take out horse insurance?

Yes, you will need to be a One Club member to benefit from Harry Hall’s horse insurance covers.

You simply add the membership product you want to your basket to unlock access to our Vet Fees and Trailer and Horsebox policies.

Already a member? Login to your account to unlock access.

 

Join the One Club
Does Harry Hall offer horse insurance outside of the United Kingdom?

All our memberships and policies cover the whole of the UK this includes Northern Ireland. Check our policy documents for any territorial limits.

Policy terms & conditions, exclusions apply
Should I cover my veteran horse?

We don’t want horse owners to feel that their horse isn’t worth insurance cover, no matter the age. We arrange Vet Fees cover that doesn’t have a higher age limit which can make it a cost-effective fit for veteran horses. The same applies to the public liability insurance that comes with our Gold and Platinum memberships too.

No-one wants to think about the euthanasia and disposal costs associated with the end of a horse’s life, but horse owners have options to protect themselves with Disposal Cost Cover that could help to reduce financial stress at such a difficult time.

Please note the disposal policy arranged at Harry Hall applies only to the death of the horse as a result of an accidental external injury.

See veteran horse insurance
Does horse insurance cover donkeys?

Yes, our horse insurance covers all equines including horses, donkeys, ponies, mule, ass or jennet.

Is horse insurance the same as pet insurance?

Horse and pet insurance policies share the same purpose in protecting the owner from big claims or costs that relate to owning the animal. Probably the most comparable is cover for expensive vet fees.

As an owner or rider, public liability to protect from damage or injury by your horse, and personal accident cover for financial support related to injuries are much more relevant to horsey folk.

There are also additional policies like saddlery and tack cover or horse trailer and horsebox insurance designed to pay towards the cost of replacing damaged or stolen extras that go with being a horse owner.

At Harry Hall it’s our goal to make all this cover as transparent and affordable as possible. That’s why you can pick out all of the above in our arranged policies bit by bit.

Important Information

Rated Excellent based on 20,090 reviews from

Reviews.io logo

 

;