Unexpected accidents, vet bills, or liability claims can cost thousands. Insurance should protect your horse and your wallet.
Why horse owners choose us:
Struggling to make your mind up? Give us a call on 01274 711 011
We cover all equids, horses, ponies, donkeys and mules. All of them matter to us.
“It’s been such a good stress-free experience using my Harry Hall Insurance. I’m so pleased as it’s stressful enough with a poorly horse, so a massive thank you to you to all involved and so caring as well.”
When Sarah’s horse was kicked in the field and suffered an accidental leg injury, our team handled everything quickly and with care.
Claim amount paid: £1,234.31
Public Liability & Personal Accident Insurance
From £5.75 per month
If your horse causes damage or injury, you could face legal claims costing thousands.
Plus, riding accidents happen, even experienced riders can suffer serious injuries.
But, the right cover could protect you from unexpected expenses.
Equine Legal Expenses Cover + Legal Support
We make legal protection simple, practical and useful for everyday horse ownership.
Our experts understand the realities of the equine world, so the advice you receive is relevant and fast.
Lifetime Vet Fees Insurance*
From £8.40 per month
Any value and any age from 30 days old on accidental external visible injuries, with multi-horse as standard.
Our £1.5K or £3K catastrophe cover keeps premiums low while protecting what matters most.
Add on your vet fee cover optional extras:
“At Harry Hall lifetime insurance covers any horse over the age of 30 days, from any value and with no vetting required.”
“We also don’t penalise you on higher premiums for pre-existing conditions.
You can take out up to £3,000 catastrophe vet cover on accidental external visible injuries that can be used for up to four horses at no additional premium. Or you can take out multiple policies if you own more.
The cover can also remain with your horse throughout their lifetime such as if transferred to a new owner.
We keep pricing fair and stable with no increase to premiums if you need to make a claim.
Because all horses matter.”
– Lisa, Head of Customer Services, Harry Hall One Club
Horse Trailer
Insurance
From £8.50 a month
Trailers are expensive and vulnerable to theft or damage. Repair or replacement can cost hundreds or thousands.
Cover your trailer for damage or theft up to the value of £25,000, recovery costs up to £500.
Horsebox Insurance
Horseboxes are a substantial investment, damage or theft can derail your competition plans and finances.
Add horsebox cover for damage or theft, add on recovery anywhere in the UK, easily without paying seperate premiums for bespoke policies.
Excellent based on 15,964 from
When Anne’s horse, Ray, caught his back leg in fencing and suffered an accidental external injury, our team was there to help.
Claim amount paid: £1,813.94
Most insurers charge per horse, making multi-horse ownership expensive and complicated.
We keep it simple: no extra cost for adding horses, no separate policies or renewal headaches, and no inflated premiums for caring about your whole herd.
Insure up to 2 horses under one policy as standard, and if you need more:
Share your claim limit across all horses on your policy without hidden fees and enjoy peace of mind.
From Foals
to Veterans
From 30 days old to veteran horses, all but our Colic Surgery and Mortality policy has no upper age limits. What you see is what you get with flat online rates meaning you can compare the price of options without having to pick up the phone
Why Harry Hall for your horse insurance?
Join the equestrian membership that gives you more than insurance and pays for itself in just one shop.
“I would like to thank yourself, Gemma and the team for making my claim easy and stress free.”
When Rachael’s horse fell off a trailer ramp and suffered an accidental leg injury, Harry Hall One Club was there to help.
Claim amount paid: £761.15
Horse insurance protects you from some of the costs that arise if your horse is injured, causes damage, is stolen, or sadly dies. The common combination of our products can cover vet fees, public liability, personal accident, mortality/theft, tack and transport.
What’s available at Harry Hall:
Through One Club memberships you can add cover for:
Worth knowing: AEVI pays for injuries where there’s an accidental visible external wound; it doesn’t cover illness. This is a deliberate design to avoid high‑premium medical policies.
Honestly, horse insurance can be expensive. That’s why we set out to arrange affordable options for the UK’s diverse horse owners.
At Harry Hall we offer transparency in all our pricing and your options could cost as little as:
We’re confident those prices will save many horse owners a bunch on their next renewal!
Worth Knowing: Other providers tend to charge per horse, whereas at Harry Hall you can share the cost of a policy across multiple horses at no extra cost.
Yes, you can insure your horse without vetting at Harry Hall. In fact, it’s not a requirement for any of our insurance policies.
Worth knowing: Some insurers typically require vettings at higher horse values or for “loss of use”/full illness cover.
All our memberships and policies cover the whole of the UK this includes Northern Ireland. Check our policy documents for any territorial limits.
Yes membership unlocks access to insurance pricing and benefits and usually pays for itself in one shop!
One Club Members can save an average minimum of £193 with exclusive discounts and offers*
Worth knowing: Gold & Platinum memberships bundle rider liability + personal accident, often removing the need for separate rider policies.
Older and retired horses can be added to any policy as part of our multi-horse as standard, at no extra premium cost. Because all horses matter.
They can still benefit from liability and accidental external visible injuries vet‑fees protection at Harry Hall.
There are some limitations we have where we are unable to cover horses over 15+ years for colic surgery and horses over 29+ years for mortality cover. We want to make sure we’re always acting in the best interest of your horse’s health.
Yes, our horse insurance covers all equids including horses, donkeys, ponies, mule, ass or jennet.
No, it’s not legally required in the UK, but under the Animals Act 1971 you can be held strictly liable for damage or injury caused by your horse. Public liability insurance is strongly recommended and often required by livery yards, riding clubs, and event organisers.
Horse and pet insurance policies share the same purpose in protecting the owner from big claims or costs that relate to owning the animal. Probably the most comparable is cover for expensive vet fees.
As an owner or rider, public liability to protect from damage or injury by your horse, and personal accident cover for financial support related to injuries are much more relevant to horsey folk.
There are also additional policies like saddlery and tack cover or horse trailer and horsebox insurance designed to pay towards the cost of replacing damaged or stolen extras that go with being a horse owner.
At Harry Hall it’s our goal to make all this cover as transparent and affordable as possible. That’s why you can pick out all of the above in our arranged policies bit by bit.
Yes, provided you have an insurable interest and the owner is listed as loss payee.
Yes. We keep it simple: no extra cost for adding horses, no separate policies or renewal headaches, and no inflated premiums for caring about your whole herd.
Insure up to 2 horses under one policy as standard, and if you need more:
Share your claim limit across all horses on your policy without hidden fees and enjoy peace of mind.
Worth Knowing: Most insurers charge per horse, making multi-horse ownership expensive and complicated.
Harry Hall has no upper age limit or value limit. Because all horses matter.
There are some limitations we have where we are unable to cover horses over 15+ years for colic surgery and horses over 29+ years for mortality cover. We want to make sure we’re always acting in the best interest of your horse’s health.
Your premium will not increase if you make a claim. All members pay the same premium as we believe in rewarding loyalty, not penalising you when you need to use your cover.
Rated Excellent based on 20,090 reviews from
