Horse Insurance

Starting from only £4.50 per month

You can buy your horse insurance online in minutes at Harry Hall. No more waiting to hear back for a price!

Why choose Harry Hall for your horse

All the extra special One Club perks
The price you see is the price you pay
Multi-horse policies as standard

Vet Fees Insurance
From £8.08 per month

Protection for accidental external injuries with two claim limit options up to £3,000. Oh, and did we mention the policy is multi-horse as standard?

Add on your vet fee cover optional extras:

  • Colic Surgery*
  • NEW! Mortality, Theft and Straying*
  • Disposal
  • Tack

*Conditions and exclusions apply. Covers a maximum of 2 horses for standard Gold members or 4 horses for Bronze, Gold Family and Platinum members. Insurance Premiums include IPT


From Foals
to Veterans

From 30 days old to veteran horses, all but our Colic Surgery and Mortality policy has no upper age limits. What you see is what you get with flat online rates meaning you can compare the price of options without having to pick up the phone


Public Liability & Personal Accident Insurance
From £4.50 per month

Join the Harry Hall One Club today for exclusive benefits, including £10M public liability insurance and £10K personal accident insurance.

Go up a level with:

  • Affiliated event cover for public liability cover whilst competing
  • Rider fracture cover for broken bones whilst riding or handling your horse
  • Platinum membership covers up a max of 10 horses


Love the offers and service, and they make insurance so affordable no-one should be without it!
Great website - great insurance incentive and loyalty to members - keep it up!
I'm a big Harry Hall fan, I've always found their products and customer service spot on! I'm a one club member and also have trailer insurance. 10/10!
Get your policy

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Horse Trailer

From £8.50 a month

Recovery, delivery and hire trailer costs included to ensure you and your horse get home safe.


Horsebox Insurance

Call us on 01274 711 011 for a personalised quote
We cover horseboxes ranging from compact trucks to heavy goods vehicles.


Welcome to the wonderful perks of the One Club

Get more than just insurance when you join the One Club with a free legal advice helpline, free will and legal document writing service and big discounts and free UK delivery on*

*Free delivery and legal services exclusive to Gold and Platinum members over 18 years old


Frequently asked questions

How much is horse insurance?

Honestly, horse insurance can be expensive. That’s why we set out to provide affordable options for the UK’s diverse horse owners.

At Harry Hall we offer transparency in all our pricing and your options could cost as little as:

  • Horse Public Liability Insurance and Personal Accident Cover from £54 per year
  • Horse Vet Fee Insurance from £96.96 per year (plus membership from £10 per year to access)
  • Horse Trailer Insurance from £102 per year (plus membership from £10 per year to access)

We’re confident those prices will save most horse owners a bunch on their next renewal!

What does Harry Hall horse insurance's cover?

Horse insurance can cover riders in a variety of ways, these include:

  • Public liability cover
  • Veterinary fees
  • Personal accident cover
  • Saddlery and tack
  • Colic surgery
  • Mortality, theft and straying
  • Trailers and horseboxes

Here at Harry Hall, we understand the importance of ensuring your horse is happy, healthy and safe. Make sure to chat to our friendly customer service team if you need help understanding the options.

Do I need to be a Harry Hall One Club member to take out horse insurance?

Yes, you will need to be a One Club member to benefit from Harry Hall’s horse insurance covers. However, it’s super simple to become a Bronze from £10 per year or Gold member from £4.50 per month.

You simply add the membership product you want to your basket to unlock access to our Vet Fees and Horse Trailer policies. Horsebox insurance is available over the phone.

Already a member? Login to your account to unlock access.


Join the One Club
Does Harry Hall offer horse insurance outside of the United Kingdom?

All our memberships and policies cover the whole of the UK this includes Northern Ireland. Check our policy documents for any territorial limits.

Policy terms & conditions, exclusions apply
Should I cover my veteran horse?

We don’t want horse owners to feel that their horse isn’t worth insurance cover, no matter the age. Our standard Vet Fees cover doesn’t have a higher age limit which can make it a cost-effective fit for veteran horses. The same applies to the public liability insurance that comes with our Gold and Platinum memberships too.

No-one wants to think about the euthanasia and disposal costs associated with the end of a horse’s life, but horse owners have options to protect themselves with Disposal Cost Cover that could help to reduce financial stress at such a difficult time.

Please note the disposal policy available at Harry Hall applies only to the death of the horse as a result of an accidental external injury.

See Vet Fees insurance
Is horse insurance the same as pet insurance?

Horse and pet insurance policies share the same purpose in protecting the owner from big claims or costs that relate to owning the animal. Probably the most comparable is cover for expensive vet fees.

As an owner or rider, public liability to protect from damage or injury by your horse, and personal accident cover for financial support related to injuries are much more relevant to horsey folk.

There are also additional policies like saddlery and tack cover or horse trailer and horsebox insurance designed to pay towards the cost of replacing damaged or stolen extras that go with being a horse owner.

At Harry Hall it’s our goal to make all this cover as transparent and affordable as possible. That’s why you can pick out all of the above in our policies bit by bit.

Important Information

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