Horsebox Insurance

This coverage protects you if your horsebox causes damage to someone else’s property or injures someone while being used or towed.

As noted above in third party cover plus:

• Vehicle loss or damage caused by fire, lightning, self ignition, explosion, theft, or attempted theft (Market value)
• Trailers (unless otherwise declared and accepted) (£100k)
• Personal effects (£250)

This covers damage to your horsebox resulting from accidents, fire, theft, vandalism, or other covered perils.

As noted above in third party and fire and theft cover plus:

• Accidental damage to the vehicle (Amounts stated are per event unless stated otherwise)
• New vehicle replacement (Market value)
• Windscreen/ glass cover (Unlimited)
• Audio, visual and navigational equipment (£1k)
• Loss of keys/ replacement locks (£1,250)
• Personal accident
  • Death (£10k)
  • Loss of sight (£10k)
  • Loss of limb (£10k)
• Emergency accommodation and travel expenses (£100 per person; £400 any one incident)
• Medical expenses (£500 per person)
• Child car seat (£500 per incident)
• Personal belongings (£500 per vehicle)

Policy is provided by Peliwica Ltd

Conditions and Exclusions

• In the event of a claim for loss of or damage to the insured vehicle or windscreen, a financial contribution for the first part of each claim is payable by you.  Refer to your Insurance Policy Schedule for all payable excess contributions.  
• Theft of your vehicle is excluded when the keys are left on or in it and it is not locked and secure.
• Cancellation Terms: You may cancel this policy within 14 days of purchase, or within 14 days from the day on which you receive the insurance documents whichever is the later. Where cover has not yet started we will provide a full refund of the premium paid. Alternatively if cover has started, we will refund the premium for the exact number of days left on the policy, as long as no claim has been made. We will also do this if you want to cancel your policy within 14 days after renewal. If you cancel outside the cooling off period, you may cancel this policy anytime during the period of insurance, and we will refund the premium for the exact number of days left on the policy. Any underpayment by you will be offset against any cancellation return of premium.

Full terms and conditions can be viewed here