Equine Vehicle Breakdown and Recovery Cover
Horsebox, Horse Trailer, Campervan, Motorhome and Car Rescue
Mud, misfuel or a mechanical hiccup can turn any journey into a stressful moment.
That is why your equine breakdown and recovery cover is built to look after you, your horse and your vehicle with calm, specialist support.
Your towing vehicle is also covered even when it is not towing, so you always feel ready for the road ahead.
- From £88.20 per year
- 24 hour assistance
- Unlimited call outs for separate issues
The equine breakdown of benefits
Your breakdown cover should remove stress, not add to it. That is why our policy gives you:
- 24 hour UK wide rapid response, with one of the largest networks of equine capable recovery teams ready day or night.
- Unlimited call outs, on site repairs and roadside recovery. Plus courtesy transport to the nearest suitable location.
- Support when your journey cannot continue. Courtesy horsebox hire, alternative transport, overnight accommodation, stabling and feeding available if requried.
- Equine trained technicians for safe loading, careful handling and recovery of your horsebox, horse and tack.
- Cover for your towing vehicle too whether you are towing your trailer or not.
- Confidence wherever you go, whether you are travelling with your horse, heading out in your campervan or driving your everyday car.
- Flexible cover options uninsured driver cover, legal expenses and campervan or motorhome upgrades.
- Better value with cover from £88.20, unlimited call outs for separate issues and no excess to pay.
Top Tip: In accordance with UK law, make sure you have your horse’s passport with them at all times, including when transporting them.
The vehicles you can cover
Harry Hall One Club breakdown cover is your partner for a lifetime outdoors, even on the days when your transport has other ideas…
Horseboxes from 3.5 up to 44 tonnes
Trailer towing vehicle
Cars
Vans, minibuses and campervans
Motorhomes (up to 7.5 tonnes)
Specialist bikes
Equine breakdown service covers all sizes and shapes of vehicle, from large horse boxes and trailers down to classic vehicles. Campervans, vans and motorhomes are also covered under commercial vehicles, giving your home from home the breakdown cover it needs. Commercial use is allowed in the UK unless the vehicle is being used as a taxi or courier.
One Club Equine Breakdown Price List
| Vehicle Type | UK Only Total Premium Per Annum |
UK & Europe Total Premium Per Annum |
|---|---|---|
| Car (Non‑Equine) | £88.20 | £123.20 |
| Car and Horse Trailer | £88.20 | X |
| Horsebox (Under 7.5T) < 15 yrs | £161.13 | X |
| Horsebox (Under 7.5T) 15–30 yrs | £218.94 | X |
| Vans, Minibus, Motorhome and Campervan < 5 yrs | £67.20 | £103.60 |
| Vans, Minibus, Motorhome and Campervan 6–10 yrs | £89.60 | £149.80 |
| Vans, Minibus, Motorhome and Campervan 11–15 yrs | £105.00 | £179.20 |
| Specialist Bikes | £93.80 | £156.80 |
Your Breakdown Cover Options
| Cover Feature | Equine Motor Breakdown & Recovery | Motor Breakdown & Recovery UK Only |
Motor Breakdown & Recovery UK & Europe |
|---|---|---|---|
| Immediate roadside help | ✔ | ✔ | ✔ |
| Recovery to nearest repairer if not fixed roadside | ✔ | ✔ | ✔ |
| Recovery to any UK location | ✔ | ✔ | ✔ |
| Onward travel or overnight accommodation | ✔ | ✔ | ✔ |
| Overnight stabling and feed for horse(s) | ✔ | X | X |
| Misfuelling | ✔ | ✔ | ✔ |
| Lost keys | ✔ | ✔ | ✔ |
| Replacement driver | ✔ | ✔ | ✔ |
| Assistance at home | ✔ | ✔ | ✔ |
| Snow, mud, sand and flood | ✔ | ✔ | ✔ |
| Towing vehicle cover, whether towing or not | ✔ | X | X |
| European cover | X | X | ✔ |
| Pre‑departure cover within 7 days of travel | X | X | ✔ |
| Replacement parts dispatch | X | X | ✔ |
| Replacement vehicle on UK return | X | X | ✔ |
Top Tip:If your horsebox is over 3.5 tonnes, make sure your licence covers you for the weight.
Make the most of your breakdown cover with One Club membership
Your breakdown cover keeps you moving, while One Club membership delivers year‑round savings for life outdoors.
Gold and Platinum members benefit from public liability and personal accident insurance, access to vet fee and vehicle cover.
Members also have legal support including equine legal expenses cover, documents, helplines and wellbeing services.
Plus extra perks like free UK mainland delivery and returns at Harryhall.com, partner offers, discounted event tickets, gift vouchers, monthly prize draws and charity donations with every shop.
Reviews
Excellent based on 15,964 from
“Life outdoors isn’t always predictable, especially with horses involved.
Our team are riders, horse owners and transporters ourselves.
We design these policies around the real situations you face on the road, and we work with trusted equine recovery partners to make sure you and your horse get the safest support possible.
We are here to keep you moving and to be your partner for a lifetime outdoors, even on the days your wheels have other ideas.”
– Meg, Customer Service Advisor, Harry Hall One Club
Who will recover your horse?
We work with specialist equine transport and vehicle recovery providers who are experienced in safe horse handling, loading and roadside equine care.
Every equine breakdown is handled by a team experienced in moving horses calmly and securely.
About our partner ERS The specialist motor insurer
ERS specialise in insuring unique vehicles, offering flexible cover tailored to suit individual needs. With years of experience and a focus on non-standard insurance, they’re a trusted partner for Harry Hall customers looking for reliable protection for life on the road.
Related products
Trailer insurance
If you’re towing a horse trailer alongside your campervan or motorhome, make sure it’s protected too. Our trailer insurance covers damage, theft and more.
Horsebox insurance
Travelling with horses? Explore our specialist horsebox insurance, designed to keep you, your vehicle, and your horses safe on the move.
Agricultural Vehicle Insurance
From tractors and quad bikes to vans and fleet vehicles – get insurance that works for your farming and country needs.
Frequently asked questions
Cover starts from £88.20 per year.
No. You only pay for any parts or materials used during a repair.
Yes. You can cancel at any time, but there is no refund after the first 14 days.
Yes. You are covered if you break down within a quarter mile of your home.
Yes. Punctures are included but you would be required to pay for a tyre if we are unable to use your spare.
Yes. If you choose Equine Breakdown, your horse is recovered safely along with your vehicle and trailer or horsebox.
Your horse will travel in a suitable box or trailer arranged by the recovery agent, with experienced equine handlers managing loading and care.
We cover equine breakdown all across the UK. For all other forms of transport as listed above, we can cover the UK or UK and Europe.
Find your policy document
Document Name
Provider
Valid From / Valid To
Equine Breakdown – Total UK – Insurance Product Information Sheet ( IPID )
Enhanced Rider Fracture Benefit IPID (Insurance Product Information Document)
Motor Breakdown – Total UK & Europe – Insurance Product Information Sheet ( IPID )
Rated Excellent based on 20,090 reviews from