Multi Horse Insurance
One price. Multiple Horses.
At Harry Hall, horse insurance is multi horse as standard. Cover up to 2 horses under a single policy as standard.
Looking to insure more horses? No problem, our Family membership covers up to 4 horses and Platinum membership allows you to insure as many as 10 horses.
But, what is multi horse insurance?
Multi-horse insurance covers multiple horses under a single insurance plan. It can offer the coverage of individual horse insurance but with a shared claim limit that offers streamlined management for multiple horses. Something that can save many people time and money.
Benefits of multi horse insurance
Simple, easy & trusted
Managing insurance for multiple horses can be a complex task, but with multi-horse insurance, it becomes a streamlined and cost-effective solution tailored to your needs.
- Standard multi-horse coverage of up to 2 horses with our Gold membership.
- Option to cover up to 10 horses (with Platinum membership)
- Simplified horse insurance management – handle everything under one roof.
- Veteran friendly coverage that could work for retired second horses.
- Flexible coverage options with add-ons to customise your horse insurance according to your needs and budget.
One price. Multiple Horses. So you don’t need to choose a favourite!
Did you know? 13% of our fans have more horses than their significant other thinks they have!
Our horse insurance includes multi-horse coverage as standard. With our Gold Membership, you can automatically insure two horses for the price of one.
Need coverage for more horses? No problem! Our Gold Family and Platinum Memberships provide extended coverage for additional horses and even your family members, ensuring comprehensive protection for everyone.
How to select your membership
Start a chat with our team 9am-5:30pm Monday to Friday if you’d like a rundown of Bronze to Platinum and everything in-between!
£10m Public liability
£10k Personal accident
Affiliated event cover
Legal helpline & will writing
Shopping discounts
Access to exclusive insurance policies
Enhanced
Rider fracture cover
Single Cover for a maximum of:
Family Cover for a maximum of:
Bronze
Gold
Add from £1.50 per month
1 Rider
2 Horses
4 Family Members
4 Horses
Gold Plus
Add from £1.50 per month
1 Rider
2 Horses
4 Family Members
4 Horses
Platinum
Add from £1.50 per month
1 Rider
10 Horses
4 Family Members
10 Horses
Bronze
Gold
Gold Plus
Platinum
£10m Public liability
£10k Personal accident
Affiliated event cover
Legal helpline & will writing
Shopping discounts
Access to exclusive insurance policies
Enhanced
Rider fracture cover
Add from £1.50 per month
Add from £1.50 per month
Add from £1.50 per month
Single Cover for a maximum of:
Family Cover for a maximum of:
1 Rider
2 Horses
4 Family Members
4 Horses
1 Rider
2 Horses
4 Family Members
4 Horses
1 Rider
10 Horses
4 Family Members
10 Horses
Customise your multi horse Insurance
Choose the level of protection that fits your needs and budget with our range of products and add-ons. Ensure you’ve got the protection you and your horses need:
- Vet fees insurance
- Mortality, theft and staying
- Colic surgery
- Horsebox and horse trailer insurance
- Public liability
- Personal accident and enhanced rider fracture
Choose a claim limit of £1,500 or £3,000 for accidental external visible injury vet fees, and then share that with no limit on a single claim.
Frequently Asked Questions
At Harry Hall we want to avoid horses going uninsured and help customers make their claim limits work harder. Sharing a claim limit between multiple horses we hope can make horse ownership more affordable.
Yes, by insuring with Harry Hall, you’re automatically saving money as you pay one price for one policy for two or more horses (subject to membership selected).
The claims are handled the same way as a standard policy. The only difference is the claim limit is shared across all horses named on your policy. Head over to our make a claim page for more information.
Yes, you can gain public liability cover for up to 10 horses under one policy with our Platinum membership. Our vet fees insurance product is limited to a maximum of 2 or 4 horses depending on the membership selected.
Important Information
- Equario Insurance (Guernsey) Limited, is registered in Guernsey under Registration Number 69867 and is regulated by the Guernsey Financial Services Commission. Equario Insurance (Guernsey) Limited’s registered office is Level 5, Mill Court, La Charroterie, St Peter Port, Guernsey GY1 1EJ.
- Harry Hall International Limited is authorised and regulated by the Financial Conduct Authority (FCA) our firm reference number is 968047. You may check this on the Financial Services Register by visiting the FCA website click here
- Personalised products are excluded from the FREE UK delivery offered to Gold and Platinum Members on HarryHall.com. Free delivery is offered to UK mainland customers only.
- The LawAssure platform and legal helpline is available to the following members: Purchased or renewed a Gold, Gold Family, Gold Plus, Gold Plus Family, Platinum or Platinum Family Membership after 1st February 2024 and over the age of 18. See full terms of service here.
- One Club Family members must all reside at the same address.
- Harry Hall donates £0.10p from new, single orders to our nominated charity partners. Please note the following exclusions apply: renewals and gift cards
- Shopping vouchers are delivered to marketing consented customers by email or in the One Club app and have a limited expiration and specific terms of use. Please refer to the email or promotion terms for further details and note that vouchers are single use for active members only and have a minimum order value.
- In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.