Horse Vet Fees Insurance

  • Multiple horses covered as standard.
  • Pay for only what you need.
  • Protect your horse for accidental external injuries
Buy your policy
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Vet Fees Insurance, in summary
From only £7.65 per month

  • Cover for accidental external injuries only
  • Multiple claim limit options for flexibility on price
  • No increase in premiums when you claim*
  • Available for horses older than 30 days old and veteran horses covered as standard

Need some friendly, Yorkshire support? Call us on 01274 711011

Sometimes referred to as: Veteran Horse Insurance or Horse Catastrophe Cover

 

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How to insure your horse online with Harry Hall

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Pick your Harry Hall One Club Membership first

Horse Veterinary Fees Insurance is exclusive to One Club Members. It’s easy to join online when purchasing your insurance and unlocks a whole host of perks too.

With public liability and personal accident insurance, our free legal services with will writing and free delivery on shopping:

Options for cover up to 2 horses
Gold Membership
Gold Plus Membership
Options for cover on more horses
Gold Family Membership
Gold Plus Family Membership
Platinum Membership
(From £4.50 per month)

No extra cover, just access to Harry Hall shopping discounts and to buy vet fees or horse trailer insurance

Bronze Membership
(£10 per year)
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Choose your vet fees claim limit

How much you could claim per year for vet fees related to accidental external injury only.

Did you know? This policy is multi-horse as standard just like our Gold and Platinum memberships.

Up to £1,500 claim limit
£91.80 per year
Up to £3,000 claim limit
£195 per year
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Select your add-ons

Looking to add more cover to your plan? The following extras can be added online

Horse Colic Insurance

Cover for the costs resulting from colic surgery, up to £5,000. For any one claim and in the aggregate. Excess of £500 per claim. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £26.00 administration fee. The policy excludes horses aged 15 years or older, at inception or renewal of the policy.

+£260 per year

 

Horse Disposal Insurance

Costs up to a sum insured of £300, which would contribute to the cost of euthanasia and disposal of the horse as a result of an accidental and external injury. This section does not carry an excess. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £6.20 administration fee.

+£24 per year

Saddlery & Tack Insurance

£1,000 sum insured with £200 excess. Annual policy inclusive of Insurance Premium Tax at 12.00% and a £17.00 administration fee.

Equine saddlery and tack that is kept at home or in an outhouse , or frequently transported to and from events, is at risk. If your tack is lost, stolen or damaged, tack insurance will cover the cost of repairing or replacing your tack, subject to the security terms and conditions.

+£70 per year

 

You can purchase all of the above online in minutes today.
No need to wait for a price.

The Harry Hall Insurance way

We try keep things simple and transparent at Harry Hall. Most of our equine insurance policies are available to buy online in minutes and you can see the price right away.

  • Monthly payments at no extra cost
  • Only pay for what you need. Open and transparent pricing.
  • Your membership and insurance information on the move in our app
  • All the perks of One Club membership
  • Donation to charity every time you order
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We’re rated excellent and 4.8 out of 5 stars

Claire says: “Absolutely over the moon with the help I received today regarding upgrading my account and adding vet fees cover for both my horses. Thank you so much”

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Excellent based on 15,000 from

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Policy summaries

Vet Fee Insurance
Horse Colic Insurance
Saddle and Tack Insurance
Horse Disposal Insurance
Cancellations and Payments

Policy summary

  • Cover is provided for accidental external injury only; injury caused by accidental, violent and visible means where your horse has a visible external wound excluding strains of tendons and ligaments.
  • There is a limit of £1,500 or £3,000 (dependent on claim limit selected) for any one claim and in the aggregate across the policy period.
  • Cover is restricted to a maximum of two horses which you own or have on full loan, or four horses if you have a One Club Gold Family or Platinum Membership, as named on the certificate of insurance.
  • An excess of £165 applies to each and every vet fee claim.

Read the terms and conditions in full

 

Read policy documents

Download Vet Fee Insurance Product Information Document

Download Vet Fee Insurance Policy Wording

 

Admin Fees

  • Premiums are inclusive of Insurance Premium Tax at 12.00% and a £19.00 administration fee.

Policy summary

  • Cover is for colic surgery, and does not cover any bouts of colic that did not result in the horse undergoing surgery under general anaesthetic. There is a limit of £5,000 per claim and in the aggregate.
  • Costs of after care is included up to a maximum of 50% of the cost of the surgical procedure or for no more than 15 days whichever is the lesser value.
  • Cover is provided for a maximum of two horses which you own or have on full loan, or four horses if you have a Family or Platinum membership, as named of the certificate of insurance.
  • An excess of £500 applies to each and every claim.

What’s not included

  • The policy excludes horses aged 15 years or older, at inception or renewal of the policy.
  • Cover is not available for any horses which has suffered from or shown signs of colic in the past.
  • Livery costs (whilst at the equine hospital/boarding costs) are excluded.

Read the terms and conditions in full

 

Read policy documents

Download Vet Fee Insurance Product Information Document

Download Vet Fee Insurance Policy Wording

Policy summary

  • Cover is provided for the market value of saddlery and tack that has been lost, stolen or destroyed owned by you up to the value of £1,000.
  • An excess of £200 applies to each and every claim.
  • Saddlery and Tack must be stored in a locked building, and cover for theft shall only apply if visible and violent force was used to enter the locked building.

Read the terms and conditions in full

 

Read policy documents

Download Vet Fee Insurance Product Information Document

Download Vet Fee Insurance Policy Wording

Policy summary

  • Following death of the horse as a result of an accidental external injury, the policy will pay the costs of disposal fees and euthanasia charges up to a maximum of £300

Read the terms and conditions in full

 

Read policy documents

Download Vet Fee Insurance Product Information Document

Download Vet Fee Insurance Policy Wording

  • You have 14 days from receiving the policy to write confirming that you do not wish to continue, any premium which has already been paid will be returned in full. After this 14 days you can cancel the policy at any time and a prorata refund will be issued minus a £15 admin charge or the balance of the policy is due, whichever is the lesser amount.
  • Amendments to policies and copies of insurance certificates are chargeable with a small admin fee of £10 per policy/certificate. This includes adding or changing named horses.
  • If payments fail or do not process for any reason, your cover will stop with immediate effect.
  • Policies run for one year from the date of joining. Payments will be taken, monthly or annually depending on the options chosen during sign up and will recur until cancelled.
  • If you have made a claim or you are aware of an incident that may give rise to a claim during the current period of insurance, then you must pay the annual premium in full.

Important Information

Rated Excellent based on 15,964 reviews from

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