Flexible Farm and Agricultural Vehicle Insurance
Comprehensive cover that keeps up with your workload
From tractors and quad bikes to vans and fleet vehicles, pick agricultural vehicle insurance that’s built around the real demands of agricultural and land-based work.
Trusted cover that won’t let you down on the job
Agricultural vehicles support a wide range of essential jobs, from farming and estate work to recreation, land management, and horse transport. That’s why we’ve partnered with ERS to offer comprehensive agricultural vehicle insurance that brings everything together under one flexible, tailored policy.
You can choose the cover that suits your setup, from working machinery to trucks and carts, with options designed to reflect how you actually use your vehicles.
Things don’t always go to plan — but your cover should
Running specialist vehicles comes with its own set of challenges. A breakdown in the middle of a job, a change in how or where a vehicle is used, or needing cover for multiple types of agricultural vehicles across different locations, these things can cause delays, downtime and unexpected costs.
Some policies aren’t designed for the reality of working across farmland, event spaces, showgrounds, or private estates. That’s why having insurance that understands the practical demands of the job makes all the difference.
ERS offer flexible, reliable cover, with options that scale from single vehicles to large farm fleets, and policies that can support seasonal or occasional use. It’s all designed to help keep your operation moving, even when plans change.
- When your vehicles are essential to getting the job done, even a small breakdown or change of plan can cause costly disruption.
- Managing multiple vehicle types gets messy when each needs its own policy.
- Seasonal or occasional use often means paying for cover you’re not using.
- Rural working conditions can increase the risk of theft, vandalism, or environmental wear.
- Standard insurance may not cover off-road use or vehicles that move between jobsites.
- Comprehensive cover that includes support for breakdowns, repairs, or replacements, helping you get back up and running quickly.
- Flexible, multi-vehicle policies for everything from tractors and quad bikes to vans and trucks.
- Customisable cover options that reflect how often you actually use each vehicle.
- Protection for vehicles stored in open areas, plus theft and damage cover where you need it most.
- Policies built specifically for agricultural and land-based work, not just road use.
Types of Agricultural Vehicles & Machinery insured
This agricultural motor insurance is built for anyone using specialist vehicles as part of their day-to-day work, not just farmers.
That includes rural businesses like garden centres, golf clubs, hotel grounds, estate teams, safari parks, and zoos. From tractors and trailers to quad bikes and utility vehicles, this cover supports a wide range of vehicle types and working environments.
If you need farm vehicle insurance, tractor insurance, or quad bike insurance, ERS can help you shape a policy that fits how you work, with room to adapt as your setup grows or changes.
What’s included in Agricultural Motor Insurance
From maintaining farmland to managing green spaces, specialist vehicles play a crucial role in how many people work, and not just in traditional farming. This cover is designed for anyone using agricultural or land-based vehicles, whether you’re running a sports club, managing estate grounds, caring for zoo enclosures, or tending large gardens.
It’s a flexible, customisable policy that adapts to your setup, covering essential machines, seasonal vehicles, and mixed-use fleets. Simple, reliable protection that works the way you do.
Key benefits at a glance
From single tractors to 500+ vehicle operations, all under one custom policy.
Perfect for garden centres, golf courses, sporting estates, and more.
Generous protection across all insured vehicles as standard.
Insure all your trailers without worrying about restrictive limits.
Protect your tools, tech, and other essentials stored in your vehicles.
Arrange your cover in 4 easy steps
Getting the right cover for your vehicles shouldn’t be complicated. We make it easy to build a policy that reflects the way you work, from the number of vehicles you run to how and where they’re used.
Here’s how it works:
- Tell us about your setup – Once you start your quote, we’ll ask for a few details about the vehicles you use, where they’re used, and the level of cover you’re looking for.
- Customise your policy – Choose the features that matter to you, from trailer cover and third-party protection to seasonal use and more.
- Arrange your quote – We’ll confirm your tailored ERS policy and walk you through the final steps to get everything set up.
- You’re ready to go – Start your cover and enjoy protection built around your need, with support available when you need it.
Trusted by Agricultural and Land-Based Professionals across the UK
When it comes to specialist vehicle insurance, experience matters. Good cover should do more than meet requirements, it should adapt to the way you work, the vehicles you rely on, and the environments you operate in.
We understand that specialist agricultural and land-based work looks different for everyone. Whether you’re running a working farm, managing estate grounds, overseeing sports facilities, or handling transport for a zoo or safari park, working with a specialised insurer ensures you get cover that fits, not a one-size-fits-all policy.
Here’s why people choose to insure their agricultural vehicles with our partners ERS:
- Specialist provider – Backed by years of experience in land-based vehicle insurance, so you get tailored protection that reflects how your vehicles are used.
- Straightforward support – From your first insurance quote to renewing or making a claim, we’re here to keep things clear and simple.
- Built for real-world demands – Cover includes the things that matter, like multi-vehicle use, off-road work, and essential equipment, because we know what the job involves.
- Flexible, scalable options – From solo operators to large fleets, we’ll help you find the policy that fits without paying for cover you don’t need.
- One trusted provider – Already using us for other policies? You can deal with the same friendly team.
Reviews from our members
About our partner ERS The specialist motor insurer
ERS specialise in insuring unique vehicles, offering flexible cover tailored to suit individual needs. With years of experience and a focus on non-standard insurance, they’re a trusted partner for Harry Hall customers looking for reliable protection for life on the road.
Contact the team today for a quote.
Call 01274 711011
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Frequently Asked Questions about agricultural vehicle insurance
Premiums vary depending on the number of vehicles, how they’re used, and the level of cover you need. By getting a personalised quote you’ll ensure that you’re only paying for the cover that you need.
Even laid-up vehicles can benefit from limited cover for fire and theft, or damage while in storage. ERS can help you build an agricultural vehicle insurance policy to reflect your usage.
Yes, ERS offer multi-vehicle cover that can include tractors, trailers, quad bikes, utility vehicles, and more, all in a single flexible policy should anything happen to your vehicles.
Cover can include named drivers and family members, even if they live at a different address. Just let us know who needs to be included.
If you do, ERS offer unlimited agricultural trailer cover, which can be included in your policy. Just let us know what equipment you need to protect.
