Equestrian Freelance Liability Insurance
If you work as a freelance groom, riding instructor, or provide equestrian services as a sole trader – ensuring you have the right insurance in place is crucial. Thornhill Insurance specialise in tailored liability cover designed to protect you, your business, and your livelihood from the unexpected risks associated with working with horses.
Why do you need Liability Insurance?
Working with horses comes with risks – from handling unpredictable animals to working on different yards and locations. Public Liability Insurance safeguards you against claims arising from accidental injury to third parties or damage to their property while carrying out your duties. Without cover, you could be personally liable for costly legal expenses and compensation claims.
Call 01274 916446 to start your quote
Key features:
- Public Liability Cover – Protects against injury or property damage claims from clients, employers, or members of the public.
- Employers’ Liability – If you take on temporary staff or assistants, this covers you in case of workplace injuries.
- Care, Custody & Control Cover – Protects against claims if a horse in your care is injured or falls ill due to negligence.
- Professional Indemnity – Covers advice or tuition provided as part of your services, safeguarding you against potential legal claims.
- Flexible Policies – Choose a level of cover suited to your business needs, whether you work full-time or on a part-time basis.
- Legal Expenses Cover – Assistance with legal fees should a dispute or claim arise.
Who is this cover for?
Equestrian liability insurance is ideal for:
- Freelance grooms
- Riding instructors and coaches
- Equine therapists and massage specialists
- Horse handlers and transporters
- Any sole trader providing equestrian services
About our partner Thornhill Insurance Brokers
With years of experience in providing specialist insurance solutions, Thornhill Insurance Brokers understand the unique risks faced by equestrian professionals. The dedicated team works with leading insurers to provide flexible, affordable cover tailored to your needs. Plus, friendly advisors are always on hand to offer guidance and support.
Get a liability insurance quote
Protect your business with comprehensive equestrian liability insurance. Contact the team today for a personalised quote and ensure peace of mind while you focus on doing what you love.
