One Club and Insurance Price List
Where we can, we keep our pricing simple and transparent and save you time getting quotes. All our members and horse vet fees customers pay the same price as one another at renewal – can your other insurers say that?
Prices listed below for customers joining or renewing from 1st February 2026 and paying annually.
Please visit our relevant web pages to understand the features and exclusions of any products.
*All premiums include all fees and taxes*
One Club Membership Pricing
| Membership level | Annual price for up to 2 horses | Annual price for up to 4 horses + 4 family members | Annual price for up to 10 horses | Annual price for up to 10 horses + 4 family members |
|---|---|---|---|---|
| Gold membership | £67.20 | £142.44 | X | X |
| Gold Plus membership | £83.16 | £164.64 | X | X |
| Platinum membership | X | X | £95.88 | £174.24 |
Unsure which membership you need?
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Get My Quote Compare membership levelsHorse Vet Fees Pricing
Accidental External Visible Injuries Only
| Horse Vet Fees | Annual premium* | Monthly premium* |
|---|---|---|
| £1,500 claim limit | £100.80 | £8.40 |
| £3,000 claim limit | £215.64 | £17.97 |
| £6,000 claim limit | £349.08 | £29.09 |
Available vet fees add-ons
| Add‑on | Annual premium* | Monthly premium* |
|---|---|---|
| Colic surgery | £259.92 | £21.66 |
| Mortality, theft & straying | £260.40 | £21.70 |
| Disposal | £24.00 | £2.00 |
| Saddlery & tack | £69.00 | £5.75 |
Vet fees insurance is only available to One Club members. To find your total price, add your membership choice and vet fee selection together.
Or use our quick, quote tool:
✔ Get your price in as little as 2 minutes
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✔ No typing, horse details or account required
Get My Quote Find out more about vet fees insuranceTrailer insurance pricing
| Trailer insurance | Annual premium* | Monthly premium* |
|---|---|---|
| Up to £2,000 limit | £102.00 | £8.50 |
| Up to £5,000 limit | £162.00 | £13.50 |
| Up to £8,000 limit | £252.00 | £21.00 |
| Higher-value trailers, horseboxes and breakdown cover require an individual quote. | ||
Trailer insurance is only available to One Club members. To find out your total price, add your trailer cover to your membership choice.
Or use our quick, quote tool:
✔ Get your price in as little as 2 minutes
✔ Answer 8 quick multi-select questions
✔ No typing, vehicle details or account required
Get My Quote Find out more about trailer insurance Find out more about horsebox insuranceInsurance with personalised pricing
Some insurance products are priced based upon your own circumstances. If you need one of these, we can guide you through the process and explain what information you need to provide.
Breakdown & Recovery Price List
| Vehicle Type | UK Only Total Premium* Per Annum |
UK & Europe Total Premium* Per Annum |
|---|---|---|
| Car (Non‑Equine) | £88.20 | £123.20 |
| Car and Horse Trailer | £88.20 | X |
| Horsebox (Under 7.5T) < 15 yrs | £183.40 | X |
| Horsebox (Under 7.5T) 15–30 yrs | £249.20 | X |
| Horsebox (Over 7.5T) < 15 yrs | £272.44 | X |
| Horsebox (Over7.5T) 15–30 yrs | £370.44 | X |
| Vans, Minibus, Motorhome and Campervan < 5 yrs | £67.20 | £103.60 |
| Vans, Minibus, Motorhome and Campervan 6–10 yrs | £89.60 | £149.80 |
| Vans, Minibus, Motorhome and Campervan 11–15 yrs | £105.00 | £179.20 |
| Specialist Bikes | £93.80 | £156.80 |
Or use our quick, quote tool:
✔ Get your price in as little as 2 minutes
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Get My Quote Compare breakdown coverYour Breakdown Cover Options
| Cover Feature | Equine Motor Breakdown & Recovery | Motor Breakdown & Recovery UK Only |
Motor Breakdown & Recovery UK & Europe |
|---|---|---|---|
| Immediate roadside help | ✔ | ✔ | ✔ |
| Recovery to nearest repairer if not fixed roadside | ✔ | ✔ | ✔ |
| Recovery to any UK location | ✔ | ✔ | ✔ |
| Onward travel or overnight accommodation | ✔ | ✔ | ✔ |
| Overnight stabling and feed for horse(s) | ✔ | X | X |
| Misfuelling | ✔ | ✔ | ✔ |
| Lost keys | ✔ | ✔ | ✔ |
| Replacement driver | ✔ | ✔ | ✔ |
| Assistance at home | ✔ | ✔ | ✔ |
| Snow, mud, sand and flood | ✔ | ✔ | ✔ |
| Towing vehicle cover, whether towing or not | ✔ | X | X |
| European cover | X | X | ✔ |
| Pre‑departure cover within 7 days of travel | X | X | ✔ |
| Replacement parts dispatch | X | X | ✔ |
| Replacement vehicle on UK return | X | X | ✔ |
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